Strategic Report  ·  2026-08-25

Aging Economies and AI Adoption: Firm-Level Evidence from the World Bank Enterprise Surveys

Strategic ReportMedium impactGlobal
This IMF working paper by Ha Minh Nguyen provides, in the author's words, 'the first large-scale cross-country firm-level test of the demographic–automation hypothesis using World Bank Enterprise Surveys data covering 89,380 firms across 144 countries from 2022 to 2025.' Using an LLM to classify firms' open-ended process-innovation descriptions, the study identifies 1,656 AI/automation/robotics adopters (1.9% of the sample) and finds that a ten-percentage-point increase in a country's old-age dependency ratio raises process-adoption probability by approximately 0.6 percentage points — a result that is robust across specifications and supported by an instrumental-variable strategy based on predetermined demographic cohort structure. The effect concentrates in manufacturing, large firms, and developing economies for broad automation adoption, but reverses toward services when narrowed to explicit AI/ML adoption; aging also predicts firms' development of AI-enabled products across both manufacturing and services, pointing to distinct process- and product-innovation channels.
Provides policymakers and multinational executives with the first rigorous causal evidence that demographic aging — not just income or digital infrastructure — is an independent driver of AI/automation adoption, with implications for where to target SME financing, workforce reskilling, and digital-infrastructure investment in aging and developing markets alike.
Incorporate demographic-driven automation exposure into market-entry and workforce-planning analysis for aging and developing economies; flag SME financing gaps to development-finance and public-policy stakeholders.
IMF Working Paper - Aging Economies and AI Adoption: Firm-Level Evidence from the World Bank Enterprise Surveys
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